You Got Rocks in Your Head! No, Just Protecting Tomatoes Against The Cold (yet another Gardening Interlude)

Rocks and a Wall O Water

  Moving into May - and my isn't this 2013 slipping by fast - the danger of frost is gone for most gardeners, but it's been a wacky enough spring. Last average frost date for our zone 6 area is about April 15th.  As usual, we were a little ambitious and set out tomato and pepper seedlings a week before, and got whacked for it.  We've had three days of near freezing overnight temps since then.  Besides shuttling young plants in and out of the house and covering young plants with black trash bags, there's a couple of low-maintenance ways to protect them from the killing overnight cold. First up, just simple rocks.   Stones provide good thermal mass. If you've got the time and inclination, it's a very good idea … [Read more...]

Monday Morning Fish Wrap: Long Live the King

New Dutch King Willem-Alexander, Queen Maxima and their daughters wave to the crowd Tuesday from the balcony of the royal palace in Amsterdam. (There are oranges on the balcony wreath. Because orange is the Dutch national color, see?)

 The Fish Wrap: an occasional grouping of interesting links, mostly centered around finance topics, largely from personal finance blogs. A carnival of sorts, this time nicely arranged by topics, and curated with inconsistent editorial standards.   Back from the Netherlands, where the Dutch had a hell of a party last Tuesday, and woke up with a hangover and a new King. Queen Beatrix (now back to a mere Princess) decided she'd had enough of shaking hands with visiting nobility and other assorted heads of state, cutting ribbons and having to look interested at children spelling bees.  Beatrix handed the keys to the kingdom to Junior, and said good riddance, I'm retired.     Not that every Dutch person is … [Read more...]

Has The Penny Seen Better Days?

This one certainly has

Once more into the breach with Nelson of Financial Uproar. Let's talk about Canada for a second, eh? We could talk about poutine, maple syrup, round bacon, hockey, or even how it's May and there's snow expected this week. But let's not, since one of those things is a little depressing. Instead, let's talk about a recent change made in their currency. To the untrained eye, there's very little difference between Canadian and American coins. Both countries have the same change, with the exception of Canada moving to $1 and $2 coins in the late 1980s and 1990s respectively. We Canadians do tend to love our dollar coins, even though it makes going to the strip bar slightly more awkward. In early 2013, Canada made another change to our … [Read more...]

Be Rich. Then You Can Be Lazy.

Just how much do actors in Depends commercials make anyway?

While 101C is off to Amsterdam, tiptoeing through the tulips and tilting at windmills, here's a guest post from Nelson @ Financial Uproar. Let me tell you about a guy I know. Because it's not going to be very complimentary, let's call him Tony. mostly because the Tony Siragusa Depends commercial was on TV as I was typing that sentence. Tony is, by most accounts, a nice guy. He's gainfully employed, is generally pretty pleasant, doesn't beat his wife, and so on. He and his wife own their house and drive a reasonable SUV that's a couple years old. Like many young couples these days, they're struggling with student loan and credit card debt. I have no ideas what the balances are, but I'd estimate they owe $25k in student loans and an … [Read more...]

Seven Storefront Retail Ideas to Plow Your Inheritance Into

No customers for you... (that's the clerk's car)

So old crazy Aunt Nettie has passed on, and she's gone and left her favorite niece/nephew/godson a buttload of money.  A buttload to your broke self, anyways:  a couple hundred grand ain't what it used to be. What to do with this $78,452 windfall, or, what's left after the trip to Vegas, paying off the credit cards and student loans, buying the new car for cash and the online shopping sprees? Why, start your own business. Now is your chance to be your own boss, strike back at the Man, give him the finger, step up and out and grill some juicy steaks on your very own back deck (wrong phrasing, but I'm a little hungry right now). Time to open that little gift shop you've always dreamed about.  Or a consignment antique store. Or a … [Read more...]

Cheetos In China: You Are What You Eat

Somewhat typical canal in China -- water might be used for irrigation and/or fish farming and/or laundry... and as a dump for old bikes

  Goodness gracious, who knows what's in that candy bar. Stay away from that hamburger, and don't even think about those Doritos. It's all going to make you fat, give you diabetes, rickets and high blood pressure, you know. And yet, in Shanghai, Chinese shoppers might actually consider Cheetos and Ding-Dongs and pork rinds as health food. China's toxic harvest: Consumers flock to imported food When Yuri Valazza started a small imported food shop in Shanghai eight years ago, his target consumers weren’t Chinese. "At that time it was almost 90 percent foreigners," recalls Valazza, sitting at a small table in shop in the city's former French Concession neighborhood. Not anymore, thanks to a rising consumer class … [Read more...]

Gardening Interlude: A Quick Way to Make a Vegetable Garden Bed

Start with three...

Say you'd like to get a few pepper plants in the ground, but don't feel like digging up that part of the back lawn, nor laying down a tarp and waiting for the grass to die off. Plus, you're busy, and don't really have time to build a proper raised bed. No problem, here's a work-around. A few bags of good topsoil or potting soil is about all we need to get started. Lay them out in a 2 x 4 or a 3 x 3 grid, and cut some openings in the tops, like so: Make sure that you don't cut too close to the corners, otherwise the sides will slump and the soil will want to spill out. Next, take a nice long screwdriver and poke some holes in the bottom of the bag. We want to have good drainage. Now, plant what you like: … [Read more...]

Paying More than Market Price: Not Always a Bad Thing

Safety harnesses are for (bonded and insured) sissies

Some people are too stupid to live, and some small businesses are too stupid to stay in business.  At least, it seems that it should be that way. Low-ball contractors, lousy service providers and crappy restaurants.  Idiots who should be meeting with a bankruptcy attorney or be hounded by collection agents instead stay around way past their expiry date, pissing off their customers and racking up debt. Danger, 101 Centavos! Tree care (trimming, pruning and removal) is a dangerous job.  Every year, both professionals and amateurs get to audition for Darwin Awards. Many a hapless do-it-yourselfer, with little regard to safety or common sense, will be featured on YouTube as dumbass fail! of the week, either felling a tree on … [Read more...]

Monday Morning Fish Wrap: Springtime at Terra Farms

This season's crop of garlic

Springtime at Terra farms, our grandiosely named bit of acreage in the country. The birds are thieving singing, flowers are blooming, the barn needs fixing, and Mrs. 101's project/wish list grows ever longer... Longer than a list of a politician's failed campaign promises. Longer than a sullen teenager's litany of imagined slights from an older siblings. Longer than.... well, just long. Springtime is just swell.  While some readers up in the great white north are still snow-bound, April is a time for planning and planting, and taking chances with putting seedlings in the ground and hoping that early frosts won't burn them.  Well, they did.  We had a couple of late freezes that burned the blossoms off two peach trees and the … [Read more...]

Tamales Will Make You Obese… or Will They?

world's fattest countries

  Based on simple observation from several trips south of the border, we assumed that the population of Mexico can be as portly as any populace, but not according to the headlines.  From breathless headlines, websites and blog posts, it seems that Mexico is breaking all records: This recent one from The Economist's website: Eating Themselves to Death:  Diabetes in Mexico ... Mexico has become one of the most overweight countries on earth, even more so than the United States; a quarter of its men and a third of its women are obese. Indecorously, the country has even come up with figures on figures: the Mexican Diabetes Federation says that among women between 20 and 49, the average waistline is 91.1cm (35.9 inches), more … [Read more...]