Weekend Fish Wrap: Best Get You A Snappy Resume

penut-no

The Fish Wrap: a semi-random assemblage of mildly interesting linkage, mostly centered around business+finance topics, sometimes from personal finance blogs. A carnival of sorts, arranged in no consistent fashion, indifferently curated. Best get you a snappy resume? Why? Because the recruiter will "Command +F the crap out of it", looking for important like keywords like Ruby on Rails. Because another recruiter just abhors cover letters.  Yet another one loves them. Recruiters spend 30 seconds per resume. Or six seconds.  Maybe seven. They use CV-scanning software. Except when they don't. Who the hell knows? Bottom line, read the post for a range of perspectives, including ones from countries other than the … [Read more...]

Long-term Investment versus the Quick Buck

money.jpg!Blog

For most people, investing in the stock market seems like a glorified form of gambling. According to John Studzinski, this may be because they don’t understand how to invest in order to grow their money. There are high-risk investments that could double your money in a few months, but they can lure you into making impulsive buys that end up being big mistakes. However, there are a few tips that will help even small investors increase their earnings. Before You Start Even if you invest a little, if you watch it closely, you will end up with more money than when you started. You need to be willing to take some risk compared to leaving it in a savings account, and it is recommended to have an emergency fund set aside that will cover … [Read more...]

Mettler-Toledo: Who Are Those Guys?

( semi-subtle pop cultural reference )

FARO Technologies (NASDAQ: FARO) is a hot prospect in the  robotics investor space.  Less than a billion in market cap, and already 96% covered by institutions. But this post isn't about FARO, it's about chasing rabbits. As defined by Urban Dictionary, chasing rabbits is "doing something totally irrelevant or being distracted from what you intend to do." In this case, getting off-course from digging deep into the innards of Faro and seeing if it's a worthwhile candidate for a few hard-earned dollars from the 101C mayonnaise jar. Chasing That Rabbit Google Finance has the fascinating/irritating feature of showing same-industry prospects on each one on of its stock screens. For Faro, it looked something like the snapshot … [Read more...]

Gardening Corner: Killing Moles Softly and Other Winter Preps

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Now that the last annuals are shriveled up with the first frosts (you folks in zones 8 and up don't count - damn your eyes for having an extended season), it's time to for winter cleanup and other chores. Killing Moles Softly* To say that hate hate hate the miserable little bastards would be an understatement, and we're not about understatements here.  We hatessss thems, little molesess... This nice article from Gardening Blog discounts traps and makes the case for alternative methods like CO2 gassing and lighting 'em up with propane explosions.  Sounds risky, but fun: What you do is pump propane down into the mole hill like the suffocating method, and then… and then… you light it on fire. Boom! You burn them up or burn … [Read more...]

Are You Too Old to Take Out Life Insurance?

There's a reason for this photo**

his isn’t a straightforward question, because the answer is often going to depend on your personal circumstances. If you do reach an advanced age, and you haven’t got any life insurance, then you need to think about if you really need it, keep reading at HBF. Generally speaking it’s better to take out life insurance when you are younger as the premiums are more affordable and you will have less problems applying for a policy. That being said, not everyone needs a policy when they are younger. If you don’t have any dependents then there may not be anybody to benefit from your life insurance. It may be that you acquire dependents later on in life and that you suddenly find yourself in a position where life insurance is a … [Read more...]

Tales from the interviewing trenches: Details matter! (Career tip #17)

Maybe should ditch the bowler hat and cane, but otherwise a finely dressed gentleman ready for a job interview

For want of a nail, the war was lost. For want of trimming your nails, the job was lost. That's right.  Go into an interview with nasty overgrown nails, and someone might notice, and not in a good way. What does that say about you?  It's a little details, but the job you're applying for might be all about details.  Don't do regular grooming, and who knows what else you might miss?* It's all about the basics: Wear a nice suit and tie, if it's a professional position.  Guys, that does doesn't mean a polyester-blend blue blazer with brass buttons, dockers and a garish tie.  A modicum of fashion sense might not help, but it won't hurt, neither.   Ladies, a well-tailored suit will always win the day.   If not a professional … [Read more...]

Unintentionally Hilarious Ticker Symbols (not MOO)

"Here's a toast to getting the hell out of Shickshinny!"

Some companies might have been smoking a little of green stuff, considering some of the oh-so-clever and unintentionally ticker symbols  Others, on the other hand, might have needed to. At one time, the thought here at 101C was that the new proliferation in marijuana stocks might lead to some creative ticker-naming.  'Twas not to be.  BONG is not, as it turns out, a chain of medical pot dispensaries with branches in Colorado and Washington, but  an eminently sensible Swedish packaging company, making environmentally responsible gift boxes out of leftover meatballs and herring bones.  POT is a Canadian mining giant, and not an unattractive dividend stock, for those unmindful of the commodities cycle and with a strong stomach for … [Read more...]

Tips on Choosing a Point of Sale Terminal for Your Business

Vintage Point Of Sale system

  A point of sale terminal is a necessity for any retail company if it plans to be efficient. There are a large amount of offerings from many different companies. Certain offers, such as those from Shopify address a particular need in the business. Other companies try to cover more ground, offering a wide range of products, but allowing you to choose which one suits your business the best. By and large, not a small undertaking for the profit-minded entrepreneur.  You have to take time in considering what point of sale solution would be best for your business based on a number of different factors such as: What does the Business Need? A needs assessment in terms of what the company requires from a point of sale system is your … [Read more...]

Should you consider Buying Life Insurance for a Child?

"The Sick Child" - Edvard Munch, 1885-86

  Indeed, should one think about life insurance for their children?  Well, if you do have any cash to spare though then life insurance for your child is certainly something you can consider for various reasons.  ( more at ABL ) Your child may become ill later in life You probably don’t want to think of it as a possibility but the sad fact is that previously healthy children can encounter health problems as they get older. Once a life insurance policy is in place it will not be cancelled so this may be a very valuable lifeline for a child who would struggle to get life insurance in adulthood, due to heath issues. Of course this is only going to apply if you purchase whole life insurance for your child and you have to … [Read more...]

There’s Money in Them Thar Mortgage REITs… Or so It Would Seem

* "a substantial amount of ARMs"  ... hehehehe

Set a Google Finance stock screen for a few fun parameters like high profit margin, and you're in for an enjoyable afternoon of sieving through balance sheets and income statements.  Fun for people like recovering PF bloggers looking to write a semi-coherent post on how plunk down a few thousand on a steadily profitable, high-net margin, dividend-paying equity. Right, then... Set the control criteria for a Net Profit Margin of 20% to 50%, a 52-week stock price change of no more than -10% to an upside of 35%, dividend yields from 2% to 15%, and a price-to-earnings ratio varying from 10 to 15.  Throw in a market capitalization range from $40M to less than $1 Billion - because we believes that small-caps are more nimble and profitable … [Read more...]