Family Planning as a Form of Investment

( Post Office, UPS or Fed Ex?  it's never made clear who the stork is working for ... _

Some people talk about family and children like it’s impossible to have them without giving up on all of your dreams.  One couold daresay that people who talk like this lack a certain amount of imagination. Sure, growing a family takes careful planning. But is it really  necessary to put off financial well-being and happiness in order to have children?  One has got t be smart. One day when you have children, treat them with love and tenderness, and the occasional grounding with all liberties removed (for when they're teenagers slacking on grades). But well before the joyful arrival, plan for your future family like it’s pure investment. Here’s how to do it. Before your kids are ever born, take advantage of government subsidies … [Read more...]

When You Need A Lawyer …


At some point in your life, you will need to hire the services of a lawyer. Maybe it will be for something as basic as writing your will. More than likely, you'll really *need* one.   Whether it's filing a lawsuit against a person or company or assorted scumbag who has wronged you, or going after a deadbeat tenant, or even taking on a big insurance company. In this case, finding an excellent lawyer to represent you in court is critical to winning your case. If a doctor has made a mistake that has resulted in you becoming sick or injured, you will need to look for experienced medical malpractice lawyers to handle your case, like the ones employed by HSH Lawyers. What are some of the qualities to look for in a lawyer? Here are a few of the … [Read more...]

A Taboo Conversation: Talking Personal Finances


The topic of money can be a touchy one. Talking about how much you make is considered a taboo subject. However, more and more these days the topic of personal finances needs to be broached because people are forgetting some fundamental rules, and it’s costing them their financial stability. People are neglecting the basics—getting life insurance, have a rainy day fund (or just good liquid short-term investments), keeping high credit card balances, making and sticking to a budget—and when people aren’t prepared, it's all too common for the unexpected to inevitably happen. Visit here to learn more about how you can plan for your personal finances. When going over the topic of personal finances, there are a few main points that are … [Read more...]

I Need Insurance for my Rental Car! What to do?

Not your average rental car... definitely need insurance

When you’re traveling and thinking hard about renting a car (or not), one of the most frequently internally asked questions is:  “Do I need the rental company’s optional insurance?” The answer is a little more complex than a simple yes or no. The optional insurance that these rental companies are offering is called a collision damage waiver or a loss damage waiver, and it comes in the form of an additional daily charge for the rental car. This option covers you if you’re responsible for damaging the rental vehicle, but it comes with exceptions. For example, if you’re involved in a collision on an unpaved road, the coverage might not apply. Because coverage varies from company to company, it’s important to check the fine … [Read more...]

More on Forex Trading


So you're strolling along the bazaar alleways in Casablanca, window shopping for beautiful hand-made carpets, and bargaining hard with the local bazaari.  Up and down, back and forth the negotiations go, cries of misery and counterclaims of penury, and you're still no closer to that excellent Berber zanafi, which would look a treat in the foyer of your new house.  In frustration, you find yourself  thinking along the lines of WWRBD (what would Rick Blaine do?).   Well, not much of anything, really. Should Rick  be summoned into present era, he'd have a billfold stuffed with either Vichy francs or German Reichmarks, wouldn't he? Not so very useful to bargain in modern-day Moroccan Dirhams.(*) Currency markets have come a long ways … [Read more...]

How to use social media for business


The internet and social media in particular, have become key marketing tools for businesses and represent a great way to keep your products or services in the minds of potential customers. There are a number of reasons why businesses should use social media to engage with customers: Communication is instant. When someone mentions your brand online, such as on Facebook or in a tweet, you receive instant notification. The flip side of that immediacy is that social media users want an answer right away, so you need to have a system in place to respond as quickly as possible. If you can resolve any difficultly a customer has, they will be very satisfied, and you will have enhanced your reputation. You can personalize your brand. People … [Read more...]

Top 10 holiday destinations for 2015

Your typical Uruguayan beach scene

People with traveling-abroad inclinations are just now be beginning to dream/plan their 2015 adventures, but what are the must-visit destinations for this year? 1. New Zealand A literal end-of-the-world destination, considering the flight time. This land of the endangered flightless parrot is rated highly by on the travel boards. Undoubtedly, that its status as *the* Lord of the Rings location has helped with tourism, at least with LOTR cosplayers with airfare money to burn. However the unspoilt wilderness to be found outside of the main cities makes for a great off-season adventure destination. 2. Bali This is a beautiful and affordable destination with plenty of beach bungalow rental opportunities. From sun-kissed beaches to … [Read more...]

How About That Australian Real Estate Market?

Owns Australian Real Estate...

Besides Margot Robbie, Miranda Kerr, and the searing midday sun in the outback, the other HOT thing about Australia is real estate market. (now, there's four things that may not necessarily be found in the same sentence in your regular mainstream newspaper - even Aussie ones). A good stable capitalist economic environment, strong property rights and rule of law, and good beer foster a pleasant living environment.  Basic fundamentals for brick and mortar.  Add in strong population growth through immigration, low interest rates since 2008, strong government controls on releasing new land to development (think Nevada and the San Francisco Bay Area) and in some cities, regulations aimed at preventing higher density land use, and there you … [Read more...]

Premier Foods’ Douchey Move

just look at all that frosty spongey goodness...

(note for the readers:   this post was written back in December, at the time the news broke.  It's been languishing in the drafts folder, up until now...) For decadent deliciousness and low-to-none nutritional value, Mr. Kipling's Angel Slices and French Fancies are the British riposte to Ding-Dongs and Twinkies, right on up there with any sugar-bombs Lil' Debbie  can dream up.   Along with quick-noodles and tuna, snack cakes and pies are the basis of a sound nutritional plan for any iron-stomached university student. Along with Mr. Kipling's, Premier Foods flogs palate-pleasing fare as Ambrosia Devon Cream and Batchelor's Noodles.   One would think they'd in the same happy boat as Golden Enterprises, similar purveyors of … [Read more...]

In a patchy CV palaver? Here’s the remedy


You’ve got the swish suits, the bristling confidence and the conversational wit of an Oscar Wilde/Truman Capote mashup – but you don’t have the education. No matter what job you shoot for, and how dazzling you are in an interview, you’ll sink like a dumbbell in a lake if your CV isn’t worth the paper it’s printed on. But you’re getting older – who wants to commit their life to studying when they’re on the other side of thirty? Well, there are ways to pack your resume full of goodness, and quickly. Here are just a few. Go the distance When you get past a certain age, heading to university seems like little more than a pipe dream. And the fresh-faced freshness of 18-year-old freshers is off-putting, to say the … [Read more...]